Invariably, soteriological discussions will surface the concept of “true faith”—generally sooner rather than later. Why does James say that we are justified by works and not by faith alone, even though Paul writes that we are justified by faith? Because James wasn’t talking about “true faith.” Why do some people fall away after professing faith in Christ? Theirs was not “true faith.”

But what does this term really mean?

This question plagued me as a Calvinist, and I never found a good answer to it. I now think this is because a good answer does not exist. In this post, I will not attempt to explain or defend Catholic soteriology (something I have partially attempted herehere, and here). Instead, I will examine the Reformed dichotomy between “true” faith and “dead” faith, and attempt to show you why I reject it now.    

As far as I can tell, there are two possible ways of defining the phrase “true faith”, and both have to do with the theological virtues: faith, hope, and love. One possibility is to define “true faith” as that faith which leads to hope and love; the other is that “true faith” means “a loving, hoping belief.”

Both of these definitions, however, are rife with theological difficulties. If “true faith” is faith that produces hope and love, then we really haven’t solved the problem; we are defining “true faith” by its effects rather than by its essential nature. The inherent qualities of such faith remain mysterious. Unless these are clarified, the “true faith” hypothesis risks turning into a “no-true-scotsman” fallacy, becoming a concept that is defined only by its rhetorical avoidance of counterexamples and not by any objective description. To avoid this fate, a defender of the “dead faith”/”true faith” distinction must seek a more specific definition.

However, anyone who holds that “true faith” produces hope and love, rather than encompasses them, is necessarily limited in the range of possible definitions by their exclusion. In other words, it might not be possible to create a distinction between intellectual assent (“dead faith”) and saving faith that does not make “faith” include hope and love by definition.  

For occasions such as this, I turn to the Ligonier Ministries website, a popular Calvinist resource, which references Hebrews 11 and explains the concept thusly: “Faith is an assurance of the future” which “gives an objective reality to what we know is coming.” This gives the reader specificity, but does not provide a clear delineation between true and dead faith. After all, the counterexample that James uses to demonstrate dead faith—the belief of demons—still seems to satisfy Ligonier’s definition. The Satanic Host is assured of its future, and their shudders indicate that their belief is, in fact, very real and objective to them. Therefore, without further qualification, I think we will have to reject this approach.

The dual failures of the first possibility—either reducing to a “no-true-scotsman” fallacy or yielding a concept that does not adequately distinguish itself from the dead faith in James—render it untenable. The second option, which takes “true faith” to mean “a loving, hoping belief,” at least satisfies these requirements. It is an understandable meaning of the word that surpasses the type of faith displayed in James.

However, this second definition presents other difficulties. It turns traditional Calvinist soteriology on its head; now, instead of faith preceding regeneration, which in turn enables love, love and faith are combined as the first act, which then justifies (and presumably regenerates) the individual. Calvin and Luther feared this kind of soteriology because they saw it as too works-based. They insisted that love (which is indistinguishable from works in both Catholic and Reformation-era theology) was a fruit, rather than a cause, of true faith. In other words, the soteriology that would result from the second definition would bring one far too close to the Catholic view.

Moreover, while Paul is the primary expositor of justifying (read: true) faith, his own description of the three theological virtues undercuts such a treatment of “true faith.” By defining Pauline faith as “a loving, hoping belief,” one creates a sort of mega-virtue: “faith” includes “hope and love” and can stand in for them if necessary. Therefore, if this view is adopted, “faith” is not really a distinct virtue alongside the other two; it encompasses the others definitionally.

Paul’s discourse in 1 Corinthians 13:8-13 patently excludes that kind of interpretation. Paul here reveals that he considers faith to be a virtue that, while crucial and justifying, is definitionally distinct from hope and love:

“Love never ends; as for prophecies, they will pass away; as for tongues, they will cease; as for knowledge, it will pass away. For our knowledge is imperfect and our prophecy is imperfect; but when the perfect comes, the imperfect will pass away. When I was a child, I spoke like a child, I thought like a child, I reasoned like a child; when I became a man, I gave up childish ways. For now we see in a mirror dimly, but then face to face. Now I know in part; then I shall understand fully, even as I have been fully understood. So faith, hope, love abide, these three; but the greatest of these is love.”

The keystone for this text are the final words: “the greatest of these is love.” From this conclusion we can draw two truths: first, the three theological virtues do not all include one another, because in that case it would be impossible for one to be the greatest; second, faith does not encompass the other virtues, because that would make faith the greatest virtue.  

The quest for a “true” faith is quixotic. If it merely produces hope and love, it is either a fallacy or a device that cannot adequately explain James. If it includes hope and love, Protestant soteriology is struck by a mortal blow and Paul’s understanding of the virtues is rejected. This concept, while necessary for a Reformed understanding of salvation, is fatally flawed.

The alternative is a Catholic understanding of faith, which I will perhaps write more about at a later time. I understand that this is a bit unsatisfying, but it is also natural: the truth can only shine forth after the clouds of error have been dispersed. In the meantime, I appreciate feedback and will gladly attempt to answer questions or respond to objections in the comment section.

Photo by Tim Green. Original found here.

4 responses to “And the greatest of these is… Faith?”

  1. Brendan Hanley Avatar
    Brendan Hanley

    Quite honestly, this is one of the best defenses of Catholic soteriology that I’ve read. A lot better than the vague stereotypes of Chesterton and Belloc, which for all their brilliance, often have a fuzzy understanding of what Protestantism teaches. But, all that said, I’m going to criticize it.

    The Protestant contention is that the virtues of Faith, Hope and Love, are inseparable. Faith is the merely the element of the Christian life whereby there is complete assurance of salvation, i.e justification. That is in accordance with Paul’s words in Romans 5:1 ‘We are justified by faith to peace in Christ’. Our entire picture of salvation is drawn from Ephesians 2:8 ‘We are saved by grace, through faith and unto good works’. Faith is the subjective element that gives the believer trust in Christ. Grace and hope of Grace, is the element that makes salvation itself possible. Salvation, proceeds from the objective quality of Grace, to the subjective of Faith. Good works, or Love is is the ultimate purpose, or telos of Faith. This is why Love is greater than Faith. Faith is the ultimate and secure means, but Love is the ultimate End. Had Ephesians 2:8 been written with Catholic soteriology in mind, it would have gone something like this ‘We are saved by grace, through love, strengthened by faith.’

    I don’t think the ‘No True Scotsman’ fallacy holds true in light of the words of Christ in Matthew 7:18, ‘A good tree cannot bear bad fruit, and a bad tree cannot bear good fruit’. The Protestant contention is that faith, is ontologicaly such, that it inevitably produces good works. For the ‘No True Scotsman’ fallacy to hold, there has to be can’t be an ontological connection (for example, there’s nothing about being an actual Scotsman that will prevent one from doing bad deeds, so its a fallacy to say a Scotsman who does bad deeds isn’t a Scotsman). But since we Protestants believe actual faith, inevitably results in love, that argument doesn’t hold. On another note, don’t you Catholics believe (along with Protestants) that there is such a thing as false love? Why then shouldn’t there be such a thing as false faith?

    Not only that, the example of the devils believing and trembling is a faulty one. As Aquinas says in the Summa, there is a difference between believing in the existence of an thing and ‘adhering to it’. The devils may believe in the existence of God, but they do not trust Him in any sense. The entire debate on the nature of saving faith deals with the latter definition and not the former.

    1. Christian McGuire Avatar
      Christian McGuire

      Thanks for your kind words, Brendan. Your comment was very helpful.

      They are inseparable insofar as they are all present in a regenerated believer (according to Calvinism), but that doesn’t make distinguishing them for the purposes of analyzing the Reformed position unfair. My understanding is that, to the Calvinist, they *are* separable in three ways: first, that faith comes first in a temporal sense; second, that faith is alone as it concerns the qualities looked to by God when He justifies; and third, that faith is not the same thing as hope or love (each of the theological virtues is definitionally distinct). Is that accurate?

      I wasn’t critiquing all Protestant conceptions of “faith” with the “no-true-scotsman” argument, merely those that refuse to define “faith” beyond saying “it produces love and hope” risk turning their argument into a fallacy. Sorry if that was unclear.

      From what you have said, I’m assuming you are more or less avoiding the second definition (that faith is a loving, hoping belief) and instead asserting that faith produces love and hope. Furthermore, you would define “true faith” as “trust.” I’m assuming that by this you mean that we trust in God’s specific promise of salvation, which necessarily implies His existence, among other things.

      So, the question then becomes, what does it mean to trust something? Merely to believe that the promise of salvation is true and good? Or to also look forward to the promise (hope)? Or to act and build one’s identity around that promise (love)? In order for “trust” to move beyond a intellectual act, it needs hope and love. This means that, if you want to avoid saying that a purely intellectual belief can justify (a worthy goal), you actually end up having to embrace the second definition!

      1. Brendan Hanley Avatar
        Brendan Hanley

        I think I should clarify a bit. Faith, Hope and Love are separable as concepts, but not separable in the life of the believer. Sort of like the organs in the body, one can technically separate them, but not without destroying the life of each function.

        I wouldn’t say that faith comes first in the temporal sense. Love, I think, is the theological virtue that comes first. Because God first loves us. Faith is rather, the bridge that connects God’s love of Man and Man’s love of God. That is why God looks to faith as the standard of justification, it’s the initial connecting point between the Cross and the individual.

        Oh, alright. That makes sense. I would probably agree with that assertion of the ‘no-true Scotsman’ argument, then.

        Yes, I would say I do embrace the second definition. That was the whole point of my post. However, my point was to say that embracing the second definition doesn’t result in embracing Catholic soteriology. Yes, Faith has a loving element, and hopeful element to it, but those are still elements of saving Faith, and not separate entities.

      2. Christian McGuire Avatar
        Christian McGuire

        Ah, that is very interesting. Yes; I didn’t mean to imply that in the life of the believer these things are not all coexistent. Just that in the justification of the believer, only one of the three virtues matters.

        Well, of course God’s love comes first, but Calvin and Luther would both say that faith exists in a man before love can (charity being a virtue that can only exist after regeneration). If you reject that, then I think you’ve given a lot of ground that the Reformers fought for very dearly, including the doctrine of total depravity.

        Hmm. Well, in that case, I don’t see how “Faith alone” can be true, because when you say “true faith” you mean “faith with love.” Which brings us back to the late Pope Benedict and actually makes you not fall under the anathemas of Trent.

        But, more importantly, I think you make a huge muddle of Paul if you embrace the second definition. If Paul’s definition of faith was “true faith,” then when he talks about the three theological virtues, he is really repeating himself even mentioning hope and love, because those already exist in faith. And if they already exist in faith, then faith has everything they do, plus more. Which would make in the greatest virtue. And what’s more, I don’t think you can counter by saying each of the virtues has elements of others in it, because a) if they all conceptually include one another, that would destroy the point of listing three separate concepts, and b) there couldn’t be a “greatest” one if they all included one another.

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